Pricing · Fraud and AML monitoring

Unit21 pricing and Unit21 cost per year from recorded contracts, priced against eight fraud and AML rivals

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Unit21 publishes no price. Recorded contracts land at a $151,746 annual median, ranging from $28,842 to $246,593, from 9 purchases by 6 unique buyers. That median is close to ComplyAdvantage's $155,000 combined list price for customer screening, payment screening, transaction monitoring and fraud detection bought together.

$151,746 recorded median 9 purchases recorded on Vendr 6 buyers in the sample

Unit21 sources read on 24 October 2026. Run the scan to see which US rules your AML program has to track.

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§ 01 Control environment and governance TSC CC1
§ 02 Risk assessment and monitoring of controls TSC CC3/CC4
§ 03 Logical access controls TSC CC6
§ 04 System monitoring and incident response TSC CC7

§ 02

The public price record

What is public about Unit21 cost

The useful distinction is between an advertised price and a recorded purchase. Unit21 offers a demo, not a public rate card. Vendr supplies the contract evidence, but it does not tell us which modules, volumes or implementation work sit behind each purchase. A directory with no figure cannot fill that gap.

Source	What it shows	Read date
unit21.ai pricing and plans	/pricing and /plans return HTTP 404. The site offers Get a Demo.	24 October 2026
AWS Marketplace	No listing found in a domain-restricted search. None found on Azure or Google Cloud marketplaces either.	24 October 2026
Vendr recorded contracts	$151,746 annual median, $28,842 to $246,593, from 9 purchases by 6 unique buyers.	24 October 2026
TrustRadius and G2	No price shown.	24 October 2026
SaaSworthy	Custom pricing. The entry is dated November 2021, so it is historical directory evidence.	24 October 2026

Recorded median

$151,746

A budget ballpark from recorded purchases, not a published Unit21 package price.

Recorded floor

$28,842

Most likely a smaller scope. Do not budget a combined fraud and AML stack from this figure.

Recorded high

$246,593

The upper observed contract, not a ceiling on what Unit21 might quote your business.

The high is about 8.5x the low. That spread is a reason to establish scope before discussing a discount. It is not the widest proportional band in this comparison. Persona and Socure span wider bands, as do ComplyAdvantage and Sardine. None of these ranges identifies a price for the same workload.

§ 03

Read the scope behind the price

What the $151,746 median might buy

Unit21's median sits within about $3,300 of ComplyAdvantage's public combined list price. That is the most useful scope comparison here. The following table adds ComplyAdvantage's own AWS cards line by line. These are ComplyAdvantage commitments, not Unit21 allowances.

ComplyAdvantage product	Annual commitment	Annual list price
Customer screening and monitoring	50,000 customers	$65,000
Payment screening	30,000 annual transactions	$30,000
Transaction monitoring	30,000 annual transactions	$30,000
Fraud detection	30,000 annual transactions	$30,000
All four products together	The commitments above	$155,000

The proximity suggests that the median Unit21 buyer is buying a combined fraud and AML stack, rather than a single module. It does not prove what any recorded buyer licensed. Unit21 names detection and investigation AI agents, real-time fraud monitoring, device intelligence, a fraud consortium, AML transaction monitoring, case management, payment screening, sanction screening and monitoring, customer risk rating, regulatory filings and a sponsor bank operating system.

The $28,842 floor most likely describes a narrower purchase, not a better negotiator buying the same stack. Never build your full-stack budget from that floor. Ask what is included at your scope, then use our ComplyAdvantage pricing breakdown to request a competing offer with explicit product commitments.

Hand annotating highlighted pages of a price schedule beside a calculator on a desk — Compare the scope on the schedule before comparing the total at the bottom.

§ 04 · Worked budget scenarios

Three Unit21 budget scenarios from the recorded range

These are planning scenarios drawn from the recorded $28,842 to $246,593 annual range, not quotes, published tiers or confirmed descriptions of the purchases. Start with the job you need done and use the matching reference point to test the scope of a proposal.

Single-module scope near the floor

$28,842 reference

For a narrow monitoring or case management request, use the floor as a question about smaller scope. Ask which module and workload the quote covers. This is not evidence that a full stack is available at that price.

Combined fraud and AML at the median

$151,746 reference

For combined detection, investigation and screening needs, test a budget around the median. Compare the proposed modules with ComplyAdvantage's $155,000 combined list price, then reconcile workload and implementation before comparing totals.

Multi-product sponsor bank near the high

$246,593 reference

For a sponsor bank exploring several products, test the upper recorded reference. Require a written scope for the sponsor bank operating system and other selected modules. The data does not establish that the high contract was a bank purchase.

A sample of 9 purchases from 6 buyers is thin. A single new deal can move the median, and repeat buyers do not provide independent evidence of every type of customer. Treat the middle as a ballpark and get two quotes on the same counting rule. If the proposals differ sharply, reconcile included work before asking either vendor to match the other's total.

§ 05

Honest comparison

Unit21 pricing against eight fraud and AML rivals

These purchases solve different problems. A verification price cannot be substituted for an annual monitoring contract. The best-for column identifies where a rival deserves a closer look, rather than assuming that the lowest recorded median buys all of Unit21's modules.

Vendor	Public price	Recorded median and range	What you buy	Best for
Unit21	No public price, demo only	$151,746 ($28,842 to $246,593)	Selected fraud, AML, investigation and screening modules	Evaluating combined fraud and AML operations
ComplyAdvantage	Starter from $99 a month for 100 to 2,000 monitored entities. AWS $65,000 customer screening plus $30,000 each for payment screening, monitoring and fraud.	$52,900 ($20,493 to $329,730)	Screening or separately scoped payment, monitoring and fraud products	A public screening entry point or an explicit combined list-price benchmark
Sardine	No public price page	$95,333 ($15,000 to $254,480)	Fraud and transaction monitoring scope to confirm in a quote	A competing monitoring proposal with a lower recorded median
Alloy	Quote required for comparison	$62,012 ($25,625 to $137,250)	Identity decisioning scope to confirm in a quote	Buyers whose first requirement is identity decisioning
Persona	Quote required for comparison	$30,000 ($6,000 to $262,000), 59 recorded purchases	Identity verification scope to confirm in a quote	Verification-led buying with a larger recorded purchase sample
Socure	Quote required for comparison	$17,500 ($3,625 to $205,800)	Identity and fraud scope to confirm in a quote	A narrower identity or fraud requirement to price separately
Sumsub	Basic $1.35 per verification, $149 monthly minimum. Compliance $1.85, $299 monthly minimum.	Not available in this record	Verification, with AML screening and ongoing monitoring in Compliance	An onboarding purchase with explicit verification prices
SEON	Starter $699 a month for 2,500 fraud checks. Premium custom.	Not available in this record	Fraud checks. Starter has no AML screening.	A fraud-first scope with a visible entry price
Flagright	Pricing page shows no figures, demo only	Not available in this record	A monitoring proposal requiring written scope and pricing	Another scoped proposal, with no evidenced price advantage here

Unit21's median is about 1.6x Sardine's and about 2.4x Alloy's. Neither ratio is a price comparison for identical work. Minerva provides a further screening reference outside the table, an AWS listing at $65,000 for a 50,000-customer commitment. Rival sources were read on 23 to 24 October 2026. Medians and ranges are Vendr records; public figures come from vendor pricing pages or AWS listings.

Compare product fit in our guide to Unit21 competitors and the ComplyAdvantage alternatives comparison. Use those shortlists to decide which quotes deserve a detailed workload comparison.

§ 06

The rest of the record

What the public record does not show about Unit21 cost

Unit21 does not publish its metering unit. We cannot infer from the median whether a quote is built on transactions monitored, entities, alerts, seats or modules. The record also does not establish implementation fees, included support, overage treatment, renewal uplift or how a change in selected products alters the bill. Get those terms in writing rather than assuming that an annual total includes them.

Unit21 names fintech, crypto, sponsor banks and financial institutions as verticals. It publishes customer stories for Green Dot, Kinecta Federal Credit Union, Nexo, Underdog Fantasy and Uphold. These are vendor-published examples of product use, not evidence of what those organizations pay. Do not attach the recorded floor, median or high to any of them.

No marketplace listing found is a search result, not proof that every procurement route is unavailable. Likewise, an old custom-pricing directory entry does not reveal a current minimum. The missing information is exactly what a quote request should resolve, with a named module, a defined workload and a counting rule that finance and operations can both check.

Two risk and procurement managers reviewing a software order form in a bank conference room — The counting rule belongs in the order form, next to the price.

§ 07

Before you sign

How to negotiate a Unit21 quote

Ask for the metering unit. Is this quote built on transactions monitored, entities, alerts, seats or modules? Unit21 does not publish the answer. Ask the salesperson to name the billable unit before you compare the annual total.
Put the counting rule in the order form. Ask how retries, reversed payments, repeated screening, inactive entities and reopened alerts are treated where relevant to the proposed unit. Specify what happens when usage exceeds the commitment and how the count can be checked.
Get module-by-module prices. Separate fraud monitoring, AML monitoring, screening, investigation tools and any sponsor bank products you select. Ask for a proposal with optional modules removed so the scope reduction has an explicit price.
Cap renewal uplift across multiple years. Request a written cap for renewals and distinguish introductory discounts from recurring prices. Ask whether adding a module or changing volume resets the existing commercial terms.
Separate the implementation fee. Ask whether onboarding, data mapping, rule configuration, training and migration are included or separately charged. Put acceptance criteria and responsibility for the work alongside the fee before signing.
Bring a competing quote. Ask Sardine or ComplyAdvantage to price the same scope and counting rule. Use the recorded medians to frame questions, then negotiate from comparable written offers rather than assuming a standard discount exists.

§ 08

Where we fit

What ComplianceOfficer does next to Unit21

Unit21 is a fraud and AML product purchase. ComplianceOfficer sits next to it and does not do transaction monitoring. We keep a register of the US rules that apply to your company, including FinCEN, OFAC, federal banking agencies and state money transmitter rules. We check primary sources daily, explain each change, draft the policy update for each gap and provide an audit trail export for the independent test.

The price is $149 a month for one owner or $298 a month for up to three people. This covers a different responsibility from detecting suspicious activity. Your monitoring workflow needs rules and investigation decisions, while your compliance owner needs to know when the regulatory requirements behind the program change and which policy updates need attention.

See where that work fits in an AML compliance software stack, compare AML transaction monitoring options and review the workflow for suspicious activity report filing. Keep regulatory change ownership in the buying plan even when monitoring and case management are covered by the same vendor.

§ 09

Questions buyers ask

How much does Unit21 cost?

Unit21 recorded contracts have a $151,746 annual median, with a $28,842 to $246,593 range on Vendr. That comes from 9 purchases by 6 unique buyers, so use it as a budget ballpark. The median is close to ComplyAdvantage's $155,000 combined screening, payment screening, monitoring and fraud list price, which suggests a combined stack rather than a single module.

Does Unit21 publish pricing?

No. On 24 October 2026, unit21.ai/pricing and unit21.ai/plans returned HTTP 404, and the site directed buyers to Get a Demo. No listing was found in the AWS Marketplace search or on Azure or Google Cloud marketplaces. TrustRadius and G2 showed no price. SaaSworthy's custom pricing entry dates to November 2021 and is not a current quote.

Is Unit21 more expensive than Sardine?

Yes, on recorded medians. Unit21's $151,746 is about 1.6x Sardine's $95,333. The ranges overlap, however, with Sardine at $15,000 to $254,480 and Unit21 at $28,842 to $246,593. Those records do not establish equivalent scope. Ask both vendors to quote the same modules, workload and counting rule before treating the median gap as a saving.

How is Unit21 priced?

Unit21 is sold by quote, and it does not publish its metering unit. Ask whether your quote is built on transactions monitored, entities, alerts, seats or modules, then put the exact counting rule in the order form. Request separate module prices, implementation fees, overage terms and a renewal uplift cap so the annual total can be compared with another offer.

Is Unit21 worth it for a small fintech?

It can be if the fintech needs a combined fraud and AML workflow, but the recorded median is a substantial commitment. The $28,842 floor most likely reflects a smaller scope, not a discount available for the same stack. If screening or identity verification is the immediate job, compare a narrower product first and request a module-specific Unit21 quote.

What are the cheapest Unit21 alternatives?

For narrower needs, ComplyAdvantage Starter begins at $99 a month, Sumsub Basic at $1.35 per verification with a $149 monthly minimum, and SEON Starter at $699 a month for 2,500 fraud checks. These are different purchases. Sumsub Compliance adds AML screening and ongoing monitoring at $1.85 with a $299 minimum, while SEON Starter has no AML screening.

Keep your AML program current with the rules it is written against

A daily check of FinCEN, OFAC and the federal and state rules that apply to your company, a plain-language note on each change, and a drafted policy update for every gap. $149 a month for one owner, $298 for up to three people. Compare every plan on pricing.

Start for $149 a month Run the scan

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